How to Get Your 1099 from GrubHub in 2025

To get your 1099 from GrubHub, ensure you earned over $600 in the 2024 tax year. GrubHub will mail your 1099 form by January 31, 2025, or you can access it via the GrubHub Driver Portal. Opt for e-delivery to receive it faster. If you don't receive it, check your earnings in the portal or contact GrubHub support.

Track expenses and use tax apps like Bonsai Tax to manage receipts and deductions. This can potentially save you $5,600 on average. File your taxes promptly to avoid penalties and ensure compliance with IRS regulations.

Tax season is underway. If you're a GrubHub 1099 delivery driver, start preparing to file your taxes for the 2024 tax year. Keep reading to learn more about GrubHub 1099s and what to do when they arrive.

We'll also talk about how you can use a tax app to track receipts and lower how much you need to pay to Uncle Sam at the end of the year. Now, without further ado, let's get into when you will receive a 1099 from GrubHub.

Note: If you want an app to organize your receipts, remind you of filing deadlines, and help you estimate your taxes, try Bonsai Tax. Our software could help make it easier to track your expenses and save you a lot of money from your tax bill. Users save on average of $5,600. Claim your 14 day free trial today.

When will you receive a 1099?

The IRS requires businesses to send out 1099s via mail by January 31st to drivers who earned more than $600 through deliveries.

The 1099 form contains all your tax information, detailing how much you were paid for each delivery during the year. It also includes other important tax documents.

Depending on if you meet specific requirements, you'll be sent a different 1099 tax form.

Here are the different 1099 forms and their qualifications:

• 1099-NEC: For reporting non-employee compensation income.
• 1099-K: For reporting payment card and third-party network transactions when exceeding certain thresholds.

IRS Tax Form 1099-NEC

The 1099-NEC is a form where folks use to report their non-employee compensation income.

In previous years, people would report this income on their 1099-MISC. However, in 2020, the IRS reintroduced the 1099-NEC to cover this portion of income. If you made over $600 on the GrubHub app, you should have received this form in the mail after January 31.

1099-K Tax Form

If you made over $20,000 and completed more than 200 transactions on the app, you'll receive a 1099-K. Vermont and Massachusetts GrubHub drivers will get a 1099-K regardless of meeting the $20,000 threshold. If a driver in these states made over $600, they will receive a 1099-K instead of a 1099-NEC.

How to reconcile your financial statements with what is reported on your Form 1099-K

My 1099-K does not match with my statements. What should I do?

Discrepancies between your Form 1099-K and your financial statements are common but must be resolved before filing taxes. Start by comparing the gross payment amounts on your 1099-K with your own records, such as bank deposits and sales reports. Keep in mind that the 1099-K reports gross transactions, including tips and fees, which might not appear the same way in your statements.

If you find differences, review your Grubhub payout reports carefully. Sometimes, refunds, chargebacks, or adjustments processed after the reporting period can cause mismatches. Also, check for duplicate transactions or missing deposits in your records. Using accounting software like QuickBooks or Xero can help you track and categorize these payments more accurately.

After identifying the cause, document your findings and prepare an explanation for your tax preparer or the IRS if necessary. If errors appear on the 1099-K, contact Grubhub support promptly to request a corrected form. Staying proactive in reconciling these figures reduces the risk of audits and ensures accurate tax reporting.

How do I view my statements online?

You can access your Grubhub financial statements and payout reports directly through the Grubhub for Drivers app or the Grubhub website. Log in with your driver or restaurant account credentials, then navigate to the 'Earnings' or 'Payouts' section. Here, you can download monthly statements that detail all transactions, including gross sales, fees, and tips.

For freelancers and small business owners, downloading these statements monthly throughout 2024 helps maintain up-to-date financial records. You can export the data in CSV or PDF formats. These formats integrate well with accounting software like FreshBooks or Wave. This makes it easier to track income and reconcile it with your 1099-K at tax time.

Regularly reviewing your statements online allows you to spot discrepancies early and keep your bookkeeping accurate. Set a reminder to download and save these reports monthly, so you avoid last-minute scrambles during tax season.

Tips for reconciling your 1099-K with your tax return

When preparing your 2024 tax return, use your reconciled financial statements as the basis for reporting income rather than relying solely on the 1099-K. The IRS receives a copy of your 1099-K, so your reported income must align closely with this form to avoid audits or penalties.

Include all sources of income related to Grubhub, such as tips and bonuses, even if they are not itemized on your 1099-K. Exclude any refunds or chargebacks from your taxable income. Use accounting tools like TurboTax or TaxAct to report this information accurately and identify common deductions.

Finally, keep detailed records of your reconciliation process, including notes on any discrepancies and communications with Grubhub. This documentation can be invaluable if questions arise from the IRS. Consistent reconciliation throughout the year simplifies tax filing and ensures you pay the correct amount of tax on your Grubhub earnings.

Reading and understanding your Form 1099-K

What is a reportable payment transaction?

A reportable payment transaction on Form 1099-K refers to payments you received through third-party networks like Grubhub that meet specific IRS thresholds. For 2024, the IRS requires platforms to report if you received over $600 in gross payments, regardless of the number of transactions. This change lowered the previous threshold from $20,000 and 200 transactions. It makes more freelancers and small business owners subject to receiving a 1099-K.

For example, if you earned $1,200 from Grubhub deliveries in 2024, you should expect a Form 1099-K reporting that amount. This form helps the IRS track income that might not be reported elsewhere. The 1099-K reflects gross payments before deducting any fees or commissions.

To prepare for tax season, review your Grubhub dashboard regularly to track your gross payments. This will help you reconcile the 1099-K with your own records and avoid surprises when filing your 2024 taxes.

Why doesn’t the amount reported on the 1099-K deduct Grubhub’s commission?

The amount shown on your Form 1099-K is the total gross amount paid to you, not the net amount after Grubhub’s commission or fees. This is because the IRS requires reporting of the full payment amount processed through the platform, regardless of deductions taken by the service provider.

For example, if you earned $2,000 in customer payments but Grubhub took a 20% commission ($400), the 1099-K will still report $2,000. You must track and deduct the $400 commission as a business expense when filing your taxes. This separation ensures transparency and accurate income reporting.

To handle this correctly, use accounting software like QuickBooks Self-Employed or Wave to categorize your gross income and expenses separately. This approach simplifies tax filing and helps you claim the correct deductions in 2024.

What is the 1099-K box 4 federal income tax withholdings?

Box 4 on Form 1099-K shows any federal income tax withheld from your payments, often due to backup withholding requirements. This withholding happens if you didn’t provide a correct taxpayer identification number (TIN) to Grubhub or if the IRS instructed the platform to withhold taxes.

For example, if you see $150 in Box 4, that amount has already been sent to the IRS on your behalf. You can claim this withheld tax as a credit when you file your 2024 tax return, reducing your overall tax liability.

Make sure to verify your TIN with Grubhub to avoid unnecessary withholding. If you notice unexpected amounts in Box 4, consult a tax professional or use IRS resources to understand your withholding status and how it affects your tax filing.

How to make changes and updates to your Form 1099-K

How to update your taxpayer name or identification number on Form 1099-K

To update your taxpayer name or identification number (TIN) on your Form 1099-K, contact Grubhub’s support team directly through their partner portal or help center. This is essential because incorrect names or TINs can cause IRS mismatches and delay your tax filing. Provide legal documentation such as your Social Security card or EIN confirmation letter to verify the correct information.

For example, if your business recently changed its legal name or you discovered a typo in your EIN, submitting a request with proof via Grubhub’s dedicated tax support email or portal is the fastest way to initiate corrections. Typically, Grubhub processes these updates within 7 to 10 business days, but it’s best to start early to avoid tax season complications.

After submitting your request, monitor your account for confirmation and verify the corrected Form 1099-K once reissued. Taking these steps promptly ensures your tax records match IRS expectations, preventing penalties or audits related to mismatched taxpayer information.

What to do if your business ownership changed during the year

If your business ownership changed mid-year but your Form 1099-K shows data for the entire year under one owner, you need to request a corrected form from Grubhub. The IRS requires that income be reported under the correct taxpayer for the period they owned the business. This prevents inaccurate tax reporting and potential legal issues.

To fix this, provide Grubhub with documentation of the ownership change, such as a sale agreement or transfer of ownership papers. Grubhub will then split the income reporting accordingly and issue corrected 1099-K forms for each owner reflecting their respective periods. This process can take a few weeks, so act quickly to align your tax filings.

Always keep copies of your ownership transfer documents and correspondence with Grubhub. This helps if the IRS requests proof of the correction. Promptly addressing ownership changes ensures your tax liability is accurately assigned and avoids confusion during tax season.

How to request a reissued or corrected Form 1099-K

You can request a reissued or corrected Form 1099-K if you find errors such as incorrect payment amounts, missing transactions, or outdated business information. Grubhub allows you to submit these requests through their online partner dashboard or by contacting their tax support directly.

When requesting a correction, clearly specify the error and provide supporting documents like bank statements or payment reports to verify the accurate amounts. For example, if a payment was mistakenly omitted, attaching your monthly payout reports helps Grubhub verify and correct the form quickly.

After submitting your request, expect a response within 10 business days. Once Grubhub processes the correction, they will send a new Form 1099-K marked as “corrected.” Always review the updated form carefully and keep it for your 2024 tax filing. Timely corrections prevent IRS penalties and ensure your tax return matches reported income.

Understanding why the “corrected” box might not be marked on your updated form

Sometimes, after Grubhub updates your Form 1099-K, the “corrected” box at the top of the form remains unmarked even though the information has changed. This can happen if the changes are minor or do not affect the IRS reporting totals significantly. It’s important to confirm with Grubhub whether the form is officially considered corrected for IRS purposes.

For example, if only your business address was updated without changing income figures or taxpayer ID, Grubhub might issue an updated form without marking it as corrected. However, if you notice discrepancies in payment amounts or taxpayer information, insist on receiving a properly marked corrected form to avoid IRS confusion.

Always verify with Grubhub’s tax support team about the status of your form and keep records of all communications. If the IRS questions your filing, having documentation showing you requested and received updates—even if the corrected box is unmarked—can protect you from penalties.

What to do if you do not get a 1099?

If you met any of the requirements listed above and you did not receive the form, check the address on your GrubHub account. See if the information is incorrect because the form could have been sent to the wrong address.

If you earned less than $600, GrubHub is not required to send you a 1099 form. However, you'll still need to pay income tax on the money you earn. If you made less than $400, you are exempt from paying self-employment taxes, but you must still pay income tax.

Regardless, you can check your account on grubhub.com or the app to receive your 1099 form electronically. If you meet the requirements for a 1099-NEC or 1099-K, you'll be able to download your 1099 form straight from the driver app. In the future, you could opt to receive your forms electronically by email on the app. Having a form will make it a lot easier to file your taxes on time and avoid any late penalty for filing a 1099.

Grubhub tax information: taxes you'll owe as a driver

As a self-employed business owner, you must pay self-employment taxes, which consist of Social Security (12.4%) and Medicare taxes (2.9%).

You'll be responsible for paying income taxes. Depending on where you live, your filing status, and your tax bracket, you will pay a different tax rate.

To easily find out how much you'll owe, try our free 1099 calculator. If you feel overwhelmed by your tax liability, maximize your deductions by using a receipt organizer.

Quarterly Taxes

The U.S. operates on a system that requires you to pay taxes throughout the year instead of all at once. You'll need to file estimated tax payments four times a year. Calculate how much you'll owe by taking your total tax liability from the previous year and dividing it by four. If this is your first year as an independent contractor, estimate how much money you plan to make this year.

The due dates for quarterly tax payments are:

• April 15
• June 15
• September 15
• January 15 of the following year

• April 15
• June 15
• September 15
• January 15 of the following year

You can send payments electronically through the IRS website.

A penalty may be imposed if you do not withhold and pay enough on your quarterly tax payments.

Grubhub tax information: list of tax deductions available to drivers

One of the great perks of being a 1099 driver is lowering your taxable income with write-offs. Here is a list of 1099 deductions that GrubHub drivers can take advantage of:

• Mileage and vehicle expenses
• Phone and internet bills
• Delivery bags and equipment
• Gas and tolls
• Health insurance premiums

• Cell phone usage deductions (for GrubHub business use only)
• Mileage deduction: You will have to keep track of the miles you drove for each job and calculate how many cents per mile is deductible (check your IRS guide).
• Gasoline
• Car payments
• Parking and toll fees
• Vehicle maintenance and repairs
• Deductible travel expenses (use a travel expense tracker)
• Health insurance premiums
• Tax preparation fees
• Accessories such as cell phone holders and chargers

If you want to save yourself the time of tracking receipts, we recommend you use our 1099 expense tracking software. Our app connects to your bank account and credit card statements to automatically record all of your tax deductions so you can relax when tax time rolls around. Try a 14 day free trial on the house.

Time to file your Grubhub 1099 taxes

It doesn't matter if you are a delivery driver part-time or full-time, you need to properly take care of your taxes to avoid fees or penalties. We hope you found this helpful to guide you through how to take care of your taxes.

Now that you have completed the article, it is time to file your GrubHub tax return! We recommend using our tax receipt organizer software (available for desktop and mobile) so you can keep track of all of your GrubHub business expenses!

Please talk to a tax professional for advice if you have any questions.