The bank
account built
for businesses

Receive, spend and save your income with Bonsai’s banking solution. Simple to set up, with no minimums required, zero hidden fees, and FDIC insured up to $250K.

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Everything you need to manage your business’s finances

Simple & secure

Set up in minutes. Zero fees, no minimums and FDIC insured up to $250K, 24/7 support.

Automatic budgeting

Optimize your income by splitting it into different sub-accounts for taxes, savings, bills, and more.

Expense management

Categorize your card’s spending and upload receipts to simplify accounting and taxes.

Pay for your business any way, anywhere

With your physical card, virtual card and even your Apple wallet, you can easily pay for your expenses in-store and online.

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Put your budgeting on auto-pilot

Create envelopes to split your income into tax savings, office spending, or anything you need. Every time you get paid, Bonsai reallocates your money in those envelopes.

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End-to-end expense management

Expenses from your Bonsai card are automatically tracked and categorized. Plus, tax write-offs are already calculated. Accounting just got much easier.

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Keep exploring Bonsai’s features


Need help? We’ll
be right with you

Our friendly, speedy, Customer Support has all the answers and is here to help you.

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Quick to set up
Even easier to use

You get 7 days to try it for free. And if it's not what you expected, we guarantee your money back within the first two weeks.

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Frequently asked questions

How to open a business bank account?

There are a few initial requirements to opening a business bank including: Personal identification, and EIN, business formation documents (articles of incorporation, DBA name for LLC's), ownership license, monthly credit revenue and a business license. Bonsai can help you get up and running with business banking services quickly.

How to choose a bank for your small business?

As a small business it's important to ensure consistent cashflow, automate your budgeting and centralization your expenses. With Bonsai Banking you can automate your accepting payments and splitting funds into different categories for different expense types. Finally you can sync Bonsai with your credit and debit card transactions for easy expense tracking making it easy to reconcile your books for tax time.

Who is Bonsai Banking best For?

For small businesses who use billing, invoicing, and contracts, Bonsai small business banking can save time, money and provide a seamless financial services experience from proposal to payment. Pay for business expenses with Bonsai debit card and never worry about making the mistake of mixing personal and business expenses again.