The checking account for the self-employed

Receive, spend and save your income with Bonsai’s banking solution. Simple to set up, with no minimums required, zero hidden fees, and FDIC insured up to $250K.

Green leaf

Everything you need to manage your business’s finances

Easy set-up

A new business checking account in just minutes. No admin headache, no bank appointments.

Automatic budgeting

Put your finances on auto-pilot by splitting your income into different buckets.

Expense management

Categorize your card’s spending and upload receipts to simplify accounting.

Pay for your business any way, anywhere

With your physical card, virtual card and even your Apple wallet, you can easily pay for your expenses in-store and online.

Get started

Put your budgeting on auto-pilot

Create envelopes to split your income into tax savings, office spending, or anything you need. Every time you get paid, Bonsai reallocates your money in those envelopes.

Get started

End-to-end expense management

Expenses from your Bonsai card are automatically tracked and categorized. Plus, tax write-offs are already calculated. Accounting just got much easier.

Get started

Keep exploring Bonsai’s features


Need help? We’ll
answer in under 5 minutes

Our friendly, speedy, Customer Support has all the answers and is here to help you.

Contact us

Quick to set up
Even easier to use

You get 7 days to try it for free. And if it's not what you expected, we guarantee your money back within the first two weeks.

Get started